Bidang Usaha

We provide insurance for companies operating in various fields. With more than 20 years of trust from our clients and professionals, you can entrust your company’s insurance needs to us.

No. Izin Usaha : Kep-304/KMK.017/1994
No. APPARINDO : 036-1992/APPARINDO/2024

Aviation

Industri penerbangan adalah bagian penting dari ekonomi global, menghubungkan orang dan bisnis di seluruh dunia. Ini telah berkembang dari sejumlah kecil penggemar menerbangkan pesawat kecil menjadi industri besar yang mencakup maskapai penerbangan komersial, jet pribadi, dan pesawat militer. Industri ini telah mengalami ekspansi dan globalisasi yang cepat dalam beberapa tahun terakhir, dengan perkembangan maskapai penerbangan komersial besar dan pertumbuhan maskapai berbiaya rendah. Kemajuan teknologi baru-baru ini telah memungkinkan pesawat terbang untuk terbang lebih jauh dan lebih cepat dari sebelumnya dan membawa lebih banyak penumpang dan kargo. Penerbangan sekarang menjadi bagian penting dari kehidupan kita, dengan lebih dari 3 miliar penumpang terbang setiap tahun.

Construction

Construction projects can be large and risky endeavours. Construction insurance is a type of engineering insurance that covers property damage or loss that may occur during the course of construction. It can also provide coverage for liability arising from accidents on the construction site. Construction insurance is typically purchased by the owner of the property being constructed, or by the contractor who is responsible for constructing the property. There are a variety of insurance policies that can protect those involved in a construction project from property damage, delay in start-up, liability, and workers’ compensation risks. Property damage insurance covers damage to the project itself, while delay in start up will protect the project owners against financial consequences due to delay of the project. Liability insurance protects those involved in the project from lawsuits. Workers’ compensation insurance provides benefits to employees who are injured or become ill as a result of their job.

Energy

Perusahaan listrik adalah bagian penting dari ekonomi dan cara hidup kita karena mereka bertanggung jawab atas pembangkitan dan distribusi energi ke rumah dan bisnis. Dengan meningkatnya permintaan energi, perusahaan listrik mencari cara untuk berinvestasi dalam cara-cara baru dan inovatif untuk menghasilkan listrik. Bukan rahasia lagi bahwa industri pembangkit listrik adalah industri yang berisiko. Antara bencana alam dan pemadaman yang tidak disengaja, perusahaan di sektor ini selalu berisiko mengalami kerugian. Seperti bisnis lainnya, perusahaan-perusahaan ini membutuhkan asuransi untuk melindungi diri mereka dari risiko yang dapat berdampak signifikan terhadap pendapatan mereka. Asuransi energi untuk perusahaan pembangkit listrik adalah bagian penting dari teka-teki manajemen risiko. Ada berbagai risiko yang dihadapi perusahaan pembangkit listrik, termasuk kerusakan properti, cedera pada karyawan, gangguan bisnis, dan klaim tanggung jawab pihak ketiga. Asuransi Energi dapat membantu melindungi perusahaan-perusahaan ini dari kerugian finansial akibat risiko ini.

Financial

Bisnis membutuhkan asuransi untuk melindungi diri dari kerugian yang berpotensi melumpuhkan perusahaan mereka. Lembaga keuangan tidak terkecuali. Mereka adalah bagian penting dari perekonomian karena mereka menyediakan layanan penting bagi bisnis dan konsumen. Faktanya; bank, serikat kredit dan lembaga keuangan lainnya membutuhkan asuransi lebih dari kebanyakan bisnis lainnya. Ini karena mereka terus-menerus berurusan dengan uang dalam jumlah besar. Karena industri ini juga berisiko tinggi, mereka membutuhkan produk asuransi khusus untuk melindungi mereka dari potensi kerugian. Salah satu cara untuk melindungi industri ini adalah dengan memastikan bahwa mereka memiliki cakupan asuransi yang sesuai. Asuransi dapat membantu melindungi lembaga keuangan dari berbagai risiko, termasuk bencana alam, serangan dunia maya, dan ketidakjujuran karyawan.

Liability

In today’s business world, it is more important than ever for companies to have liability insurance. Liability insurance is a type of insurance that provides protection from lawsuits or other legal actions that may arise from the business operations of the insured company. It provides companies with protection against claims made by third-parties for damages or injuries caused by the company. Claims can range from product liability to personal injury to property damage to financial loss and even environmental damage. Liability insurance is especially important for corporations, which are potentially liable for damages caused by their employees or products and is typically purchased by companies that produce, distribute, or sell products. 

Asuransi Jiwa

Group life insurance is a type of insurance that provides coverage for a group of people, typically employees of the same company. Group life insurance policies are often cheaper than individual life insurance policies and can provide additional benefits, such as health care, accidental death and dismemberment coverage. The coverage can be extended to include the employee’s parents, spouses and children. This type of insurance is typically purchased by business or organizations as an additional form of protection for their employees but it can also be obtained through membership in organizations or clubs. Group life policies offer many benefits, including the ability to pool risk, the ability to obtain coverage at a lower cost, and the ability to receive tax benefits.

Marine

Most businesses that operate in the maritime industry need some form of marine insurance. The purpose of marine insurance is to protect the interests of the insured that owns or operates ships, boats and other water-borne vessels and cargo from financial losses in the event of a maritime disaster. This type of policy offers broad coverage for a wide range of risks associated with maritime activities. The insurance can provide coverage for property damage, loss of income, and liability in the event of an accident. The policy will typically cover losses due to accidents like fire, collision or sinking, natural disasters, piracy, illegal seizures, pollution cleanup costs and defense costs in the event of a lawsuit. It can be used to insure everything from a yacht to cargo being transported by sea and is available to both commercial and private vessels.

Property

Businesses, both big and small, rely on property insurance to protect their physical assets in the event of a covered loss. There are many different types of property insurance, but the most common are industrial all risk, property all risk, and business interruption coverage. Industrial all risk policies provide broad protection for a company’s physical assets, such as buildings, equipment, and inventory. Property all risk policies offer similar protection, but are typically limited to certain types of property, such as real estate or business personal property. Business interruption coverage protects companies from financial losses resulting from a covered loss that interrupts their normal business operations.