Area of Business

We provide insurance for companies operating in various fields. With more than 20 years of trust from our clients and professionals, you can entrust your company’s insurance needs to us.

No. Izin Usaha : Kep-304/KMK.017/1994
No. APPARINDO : 036-1992/APPARINDO/2024

Aviation

The aviation industry is a critical part of the global economy, connecting people and businesses around the world. It has grown from a small number of enthusiasts flying small planes to a massive industry that includes commercial airlines, private jets, and military aircraft. The industry has undergone rapid expansion and globalization in recent years, with the development of large commercial airlines and the growth of low-cost carriers. The recent technological advances have made it possible for airplanes to fly farther and faster than ever before and carry more passengers and cargo. Aviation is now a vital part of our lives, with more than 3 billion passengers flying each year.

Construction

Construction projects can be large and risky endeavours. Construction insurance is a type of engineering insurance that covers property damage or loss that may occur during the course of construction. It can also provide coverage for liability arising from accidents on the construction site. Construction insurance is typically purchased by the owner of the property being constructed, or by the contractor who is responsible for constructing the property. There are a variety of insurance policies that can protect those involved in a construction project from property damage, delay in start-up, liability, and workers’ compensation risks. Property damage insurance covers damage to the project itself, while delay in start up will protect the project owners against financial consequences due to delay of the project. Liability insurance protects those involved in the project from lawsuits. Workers’ compensation insurance provides benefits to employees who are injured or become ill as a result of their job.

Energy

Power companies are a vital part of our economy and our way of life as they are responsible for the generation and distribution of energy to homes and businesses. With the increased demand for energy, power companies are looking to invest in new and innovative ways to generate electricity. It is no secret that the power generation industry is a risky one. Between natural disasters and accidental outages, companies in this sector are always at risk for losses. Like any other business, these companies need insurance to protect themselves from risks that could significantly impact their bottom line. Energy insurance for power generation companies is a critical piece of the risk management puzzle. There are a variety of risks that power generation companies face, including property damage, injuries to employees, business interruption and third-party liability claims. Energy Insurance can help protect these companies from financial losses resulting from these risks.

Financial

Businesses need insurance to protect themselves from losses that could potentially cripple their company. Financial institutions are no exception. They are a vital part of the economy as they provide important services to both businesses and consumers. In fact; banks, credit unions and other such financial institutions need insurance more than most other businesses. This is because they are constantly dealing with large sums of money. Since these industries are also high-risk, they require specialized insurance products in order to protect them from potential losses. One way to protect these industries is to ensure that they have appropriate insurance coverage. Insurance can help protect financial institutions from a variety of risks, including natural disasters, cyber-attacks and employee dishonesty.

Liability

In today’s business world, it is more important than ever for companies to have liability insurance. Liability insurance is a type of insurance that provides protection from lawsuits or other legal actions that may arise from the business operations of the insured company. It provides companies with protection against claims made by third-parties for damages or injuries caused by the company. Claims can range from product liability to personal injury to property damage to financial loss and even environmental damage. Liability insurance is especially important for corporations, which are potentially liable for damages caused by their employees or products and is typically purchased by companies that produce, distribute, or sell products. 

Life Insurance

Group life insurance is a type of insurance that provides coverage for a group of people, typically employees of the same company. Group life insurance policies are often cheaper than individual life insurance policies and can provide additional benefits, such as health care, accidental death and dismemberment coverage. The coverage can be extended to include the employee’s parents, spouses and children. This type of insurance is typically purchased by business or organizations as an additional form of protection for their employees but it can also be obtained through membership in organizations or clubs. Group life policies offer many benefits, including the ability to pool risk, the ability to obtain coverage at a lower cost, and the ability to receive tax benefits.

Marine

Most businesses that operate in the maritime industry need some form of marine insurance. The purpose of marine insurance is to protect the interests of the insured that owns or operates ships, boats and other water-borne vessels and cargo from financial losses in the event of a maritime disaster. This type of policy offers broad coverage for a wide range of risks associated with maritime activities. The insurance can provide coverage for property damage, loss of income, and liability in the event of an accident. The policy will typically cover losses due to accidents like fire, collision or sinking, natural disasters, piracy, illegal seizures, pollution cleanup costs and defense costs in the event of a lawsuit. It can be used to insure everything from a yacht to cargo being transported by sea and is available to both commercial and private vessels.

Property

Businesses, both big and small, rely on property insurance to protect their physical assets in the event of a covered loss. There are many different types of property insurance, but the most common are industrial all risk, property all risk, and business interruption coverage. Industrial all risk policies provide broad protection for a company’s physical assets, such as buildings, equipment, and inventory. Property all risk policies offer similar protection, but are typically limited to certain types of property, such as real estate or business personal property. Business interruption coverage protects companies from financial losses resulting from a covered loss that interrupts their normal business operations.